Meet Aggie Kowalczyk Northern New Jersey Real Estate Agent


Agata Kowalczyk (Aggie), I am first and foremost a wife and parent to a wonderful family who cherishes family values and the importance of a loving home.  Sport activities which I enjoy include biking, hiking, and swimming.  I also love traveling and appreciate the stunning scenery this country offers.  Being a New Jersey resident since 1994, I am a dedicated REALTOR with a fine eye for detail.  I have an intimate understanding of the local market and I use technology and the latest resources to achieve rewarding and successful transactions. I welcome clients from all ethnic groups and I also speak fluent Polish.  Please allow me the opportunity to assist you, your family, and your friends with the buying and selling of property in the Bergen, Passaic, Hudson or Essex County.  You can Contact us at any time via email or telephone. I hope you can come to meet Aggie Kowalczyk Northern New Jersey Real Estate Agent. Until then, I hope you find this website helpful!


With my work as a real estate agent, I am motivated by the desire to help families find a home which matches their needs and goals.  It is a satisfying feeling to see a client appreciate my work in reaching their goals and enjoying the journey of home ownership.  A home is where you will create wonderful memories and experience the most important events of your life.  I am motivated to do the best I can because I love making people’s dreams come true.  To be honest, buying or selling a house can be filled with heartbreak or glory.  I make my customers aware of the different possible outcomes and I provide services to increase the chances of a rewarding and successful transaction.   With every client, I take an individualized consultative approach and I hope to establish long-term relationships.  This allows me to focus on the specific needs of each of the clients I represent.

Areas of Expertise

Residential, Investment and Commercial Listings. Specializing in Passaic and Bergen County
Excellent negotiation and communication skills

Certifications & Designations

SFR – The Short Sales and Foreclosure Resource
CDPE – Certified Distressed Property Expert
e-PRO – the only technology certification to be officially recognized, endorsed, and conferred by the National Association of REALTORS®.

Awards Received

NJAR Circle of Excellence 2010, 2012 Award
Re/Max 100% Club Award 2010, 2012
Re/Max Executive Club Award 2011

Professional Experience

Licensed New Jersey Real Estate Sales Representative, Website Designer, Development and Advertisement Specialist,

Memberships & Associations

NAR – National Association of REALTORS
NJAR – New Jersey Association of REALTORS
Real Source – Bergen County Board of REALTORS
NJMLS – New Jersey Multiple Listing Services
GSMLS – Garden State Multiple Listing Services


Studying Business Management at Montclair State University

Meet Aggie Kowalczyk by calling (973) 800-1700.

Aggie Kowalczyk Designations & Certifications

  • SFR – The Short Sales and Foreclosure Resource
  • CDPE – Certified Distressed Property Expert
  • e-PRO – technology certification endorsed by the National Association of REALTORS®.


SFR: Short Sales and Foreclosures – The New “Traditional” Transaction

The economy is changing and so is the way people buy and sell homes.  Some real estate agents specialize in short sales and foreclosures; these two being the new “traditional” real estate transaction.  It is critical for Realtors to be able to help clients navigate the challenges of short sales and foreclosures.   Buying and selling foreclosures and short sales is not for the faint of heart, but with the proper skills, tools, and knowledge, a real estate agent can build their portfolio with SFR.

What is a CDPE?

A CDPE (Certified Distressed Property Expert®) is a real estate agent who understands the complex issues within the real estate industry, and the options to avoid foreclosures.  Through knowledge,  training, and experience, a CDPE can give advice to homeowners facing financial hardships and potential fore-closures – namely, initiating a short sale.

Homeowners facing possible foreclosure are often emotionally distressed and may proceed somewhat blindly with no support or guidance. CDPE  believe that your best move is to consult with a knowledgeable and licensed real estate professional.   With the proper tools, an agent can help homeowners in financial hardships find a solution for their particular situation.   Even when other options are no longer possible, a CDPE can help a homeowner initiate a short sale to avoid foreclosure.

Selecting an agent such as Agata Kowalczyk with the CDPE Designation ensures that you are working with an agent trained to address your specific needs. CDPE’s do more just selling homes, they can save clients in need.

Meet Aggie Kowalczyk Northern New Jersey Real Estate Agent

Why Use an e-PRO®?

An agent with National Association of Realtor’s e-PRO® certification is capable in using today’s computer technologies and social media to help you with your real estate transactions.  Whether it is Facebook, Google+, Yelp, LinkedIn or a new platform, an e-PRO certified expert will know how to use it in your favor.

e-PRO® is only technology certification to be officially recognized, endorsed, and conferred by the National Association of REALTORS®.

Agents with NAR’s e-PRO® certification demonstrate:

  • Advanced knowledge and training in the latest technologies and social media platforms to realize your real estate objectives.
  • An in-depth understanding of e-office strategies, rich media, and e-networking so that you can benefit in today’s real estate transactions.
  • Excellent skills in implementing the best technology practices and standards.
  • Commitment to the use of technology and have high ethical standards
  • Professional completion of education programs so that their technical knowledge and skills are up-to-date